Investing can be a bit like the weather on Mount Rainier in June–very unpredictable. You could have a horrendous blizzard one day and then a glorious, warm sunny day the next. That just about sums up the recent action on Wall Street.

The daily mood swings on Wall Street were evident last week as the Dow Jones Industrial Average closed down on Monday, then was up, down, up, down for the remaining four days of the week, according to Barron’s. In fact, for the 50 trading days ending July 8, the S&P 500 had 15 days when it went up only to be followed the next day by an even greater decline. That’s the highest number of times over a 50-day period that we’ve had “up one day and down even more the next day” since 1940, according to Bespoke Investment Group. It looks as though the blizzard is prevailing right now.

No matter how you slice it, the overall performance of the broad market averages is weak. As of last Friday, all three of the domestic stock market indices were at least 20% below their all-time highs, according to Bloomberg. That’s the conventional definition of a bear market.

Financial stocks once again took center stage last week as continued concerns about the health of banks, brokers, and Fannie Mae and Freddie Mac weighed on investors, according to Bloomberg. Of course, it didn’t help that crude oil and gasoline futures hit record highs last week and the dollar continued to drop in value against many major currencies.

While the financial markets may look bleak at the present moment, we have to put emotion aside and look at this as an opportunity in the making, particularly in the China Stock Market. At the Berkshire Hathaway annual shareholder meeting this past May, Warren Buffet made a comment that bears repeating. As published in a July 12, Wall Street Journal article, he said, “If a stock [I own] goes down 50%, I’d look forward to it. In fact, I would offer you a significant sum of money if you could give me the opportunity for all of my stocks to go down 50% over the next month.” Hmm. Maybe declining stock prices is not such a bad thing after all?