So what are your thoughts on the concept of retirement? A recent study by Charles Schwab and AgeWave titled, “Rethinking Retirement: Four American Generations Share Their Views on Life’s Third Act,” reached the following conclusions

• Fifty-two percent of respondents see retirement as an opportunity for a new, exciting chapter in life.
• Seventy-one percent of pre-retirees said they want to work in retirement and the most popular reason for working in retirement was to stay mentally active.
• Three in five said they would like to move to a completely different line of work when they retire.

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European Stocks Gain for Third Day; RBS, BNP, Air France Climb Bloomberg - 40 minutes ago Copper declined in New York, heading for a second straight weekly drop, as supplies rose in China, the world's largest consumer of the metal.

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Calpers Lost 2.4%, Worst Performance in Six Years (Correct) Bloomberg - 17 minutes ago … positions in US stocks betting on their decline, to buy stocks in emerging markets such as China and India and to expand private-equity investments. …

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